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"It is better to inform your insurance company because of a speeding ticket since..."

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Q. Speeding ticket on another country's driver's license?

i was an intern last year in the states. i got a speeding ticket and had my canadian driver's license. i have now moved back to the states and have to get insurance. however, i now have the local state license. should i inform my insurance company of my ticket? does it show on my record?

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Q. Does my insurance go up after i get a ticket in someone else car? or the owner of the car insurance goes up?

i got pulled over for speeding and the officer never asked for the insurance card. since he didn't ask for the insurance card, does that mean my pay rate will be the same? or can the insurance company find out by the tag number? please inform me because this is my first time. thanks! also remember i was in someone else car.

"I asked her why my insurance never went up with state farm..."

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Q. Beating a radar speeding ticket?

i was photographed by a radar van while speeding by like 8 mph. can i get out of paying it without paying the fine? i read somewhere that i can toss it without paying and that nothing will happen? will my insurance company be informed? any ideas how i can get out of this one? 8 mph....seriously...?

"Then you'll get a contempt charge on top of the speeding violation..."

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Q. Will my insurance company try to cancel my policy?

i was involved in a car accident that was not my fault. however, the police informed me that my license were suspended at the time because i had missed traffic school (for a speeding ticket) four days before. the police went on to say that i had no way of knowing about the suspension because the letter hadn't been mailed yet and that i can get the citation thrown out in court on tuesday. i have to turn the accident in on my insurance because of a back injury i suffered during the wreck. will the suspended license, even if it is thrown out in court in a few days, affect my insurance policy?

"Your insurance won't even know about it..."

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Q. If i research insurance quotes will my current provider be informed?

i have two speeding tickets on my record that i would rather not have flagged for my insurance company, as they have not audited me yet for it.... but i want to look up quotes on motorcycle insurance! will my insurance provider be notified if i start looking for motorcycle insurance on otherwebsites like gieko and progressive? im just looking for ballpark estimates.... not looking for a set rate

"Your insurance company will probably discover your speeding..."

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Q. Churchill car insurance problem?

had accident which was my fault in nov 08, hit a van in rear that stopped suddenly going through a roundabout (less than 5mph) and his trailer hitch ball went into my radiator and damaged the hood, grill and radiator. car was 1996 honda in very reasonable condition, mot'd and all in good service despite its 125,000 mileage, new tyres, exhaust, battery, and clean throughout. had fully comprehensive insurance with £50 deductable, loaner car and legal support so paid to be protected. when car was collected from accident, collecting garage said at that time that due to the mileage my car would not be repaired. however it took 5 to 6 weeks for the insurance examiner to determine that my car was beyond repair, so i did without a car all that time. despite repeated phone calls to them, they never called me back as their examiner was on holiday. then when we finally agree that a price of £500 for my car in january 08 and that took some haggling, the cheque never and so i started chasing them down in early february. i am then informed that i did not disclose a speeding violation on my application and they would have to listen to the tapes of my applying to verify this. again this took several weeks, and i again had to pursue them for an answer to which they then said i had applied on the internet so no record of a phone conversation. the internet application was misleading, asking for what i believed was 3 years worth of offenses. i've only ever had 2 speeding offenses in my entire life - both speed cameras, just over the limit. the first was at 6 a.m. and i passed a bus pulling over to stop and as i passed it got flashed. the second on the day i found my dad had days to live and i was rushing to catch a flight, and as in both instances was doing 42 mph in a 30 mph zone for a very short period. nonetheless, i was speeding and paid my fines. i wrote to the insurance company and apologised for not telling them of the other speeding ticket from 4 years and 9 months earlier as i forgot about it. but i admitted it, and apologised in writing. then then came back to me saying that there would be additional premium to pay before i would get paid for my car. well, its october 08, and i finally got a letter from the insurers saying they are not paying me as i failed to pay the additional premium requested and they were not going to renew my policy. i have never been asked even after repeated letters to them how much the additional premium was, and what i should do. no replies. i have asked for my car back which they agreed to pay for, and now they state there is nothing they can do, and it is their final decision. i went to the financial ombudsman and unbelieveably did not get a reply from them. i've even spoken to one of their "survey" staff who tells me that they are incredibly busy and it was probably put aside and not dealt with. i'm at a total loss as to where i stand and how to pursue this without spending more than the accident and car was worth. i've written to their data protection officer and obtained copies of all documentation pertaining to this, so by their records can verify all this information quite clearly. finally, i maintained my cool with them at all times. never once did i raise my voice or become unprofessional with them. my questions are: 1. can i legally request my car back as it has never been paid for? 2. were they taking money for policy on a car they knew that through mileage alone, they would never pay for loaner car, or to have repaired? 3. this has meant over 30 letters and more phone calls than that to deal with, and rarely do they call you back or reply at all. can i claim for this time and distress? 4. am i totally wasting my time? regards, papa don

"Insurance companies can..."

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Q. Insurance company said i'm 100% at fault for car accident so i have to pay all damages what can i do?

i was in a car accident and found out that my insurance company had not informed me that my coverage had lapsed. they wont cover the accident. i was turning left in residential area speed limit was 25. was going 5mph he had to be going atleadt 35 to thorw my car onto the side walk. my car is wrecked and now his insurance company is saying im 100% at fault and i have to pay all his damages. i know im 55-70 percent at fault and i should only be required to pay the percent of the total. i cannot afford to pay that amount and i was told by some attorneys to take it to court and to work with the judge to get the price reduced? both tickets were dropped in court and im just wondering if i should just set up a payment plan or take it to court and try to get it reduced?? any help would be great. yea thats what they said, but i didnt receive any mail from them for about 3 months and i had been calling and speaking with my agent about an issue i was having and he didnt mention it at all. in fact i talked to him the week before the accident and he said nothing. that issue is a dead horse and the real issue im dealing with now is the fact that im being blamed as 100% at fault when i should only be about55-70% which would make what i owe alot less. its about 2000 and since im in the process of fixing my own car thats a lot of money. just want to know if telling them to piss off and deal with them in court would help my chaces of getting a reduced amount or just to suck it up and make payments. ok, maybe i didnt make it clear enough i saw him coming but he was at a fair distance away. i started to turn and saw him slam on his brakes as he slid into me. i was half way into the intersection when he saw me and tried to turn right and hit my passanger side wheel well. i was going 4 mph and had my turn signal on 30 to 40 feet prior to the turn so he had ample time to see that i was turning. my best estimate that he wasnt paying attention and by the time i was half way into the intersection he saw me and couldnt avoid the accident. im from il and the law states that the accident is based on a percent of at fault and i feel that had he been going the speed limit he would have been able to avoid the accident.

"Did your insurance have your right address..."

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Q. Old tickets, suspended license, help!?

when i was a new driver at 16/17, i got two tickets. one was a photo speed ticket, and one was for driving without proof of insurance. i did have insurance, i just didn't have proof in the car because my parents had never given me the card. i gave both tickets to my parents when i got them, assuming that they would take care of them. irresponsible, i know, but i was young and immature and my parents had always paid for/handled most problems for me. anyway, fast forward 3 1/2 years later to january of '10 and i get pulled over for the first time since i was 17, only to discover that my license is suspended. now my car has been impounded for 30 days and i can only get it out if my license has been reinstated by then. i called the motor vehicle division to see why it was suspended and what i needed to do to fix this mess and i was informed that i have 2 unpaid tickets from when i was underage. with both tickets, insurance, and the reinstatement fee, i have to pay over $1200 just to get my license back. then another $800 - $900 to get my car out of the impound. i don't know how i'm going to be able to pay for everything within 30 days! i am a full time mother, my husband works so that i can stay home with our son. he makes enough to support us but we can't afford to pay over $2000 dollars. now i can't even get a temporary job to pay the fines because i don't have a vehicle or a valid license. i have no idea what to do... is there any type of company who helps people with legal fines? is there any way i can fight the case seeing as i was underage, i did have insurance, and i was never notified of my license being suspended? is it even possible to fight old tickets? also, are parents legally responsible for their children/teen's tickets? just wondering if i could use this point to have the charges dropped. thanks in advance. i was just asking for advice, i don't deserve to be insulted. dusty, i just reported you. a little advice; try using proper puntuation and spelling before calling somebody a moron next time. ;)