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Yes your insurance rates go up,your ticket goes on your name nothing to do with the car at all.. The insurance companies Re-Run your Drivers License every time your Term is up which is usually every 6months and when they do if you have new tickets on your license then it Might go up but if there s old tickets that went off your record cause 3years then a tickets gone then your insurance can even go down.If you need more information then go to your DMV office of your state.

Car insurance will never increase without a reason. At the same time, there a re a number of reasons which can lead to increase in the rate of car insurance . The reasons for increase in car insurance can be various kinds of tickets issued in the name of the person or some accident etc as well .

yes , the insurance rates do go up, if someone hits the insured car. But the amount by which the rate of interest for insurance in case of hit will go up will depend upon a very large and strange factors that it is very difficult to even understand them once they are known, leave predicting them alone. Jack Sullivan