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Hello, What business to start? I am so screwed if I don`t get this. Vicky | ||||||||||||||||||||||||||||||||||||||
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| ![]() Powered by | ![]() Q. Can you start a business if you are claimed as a dependent on someone elses taxes? | ||||||||||||||||||||||||||||||||||||


Q. How does a business start excepting credit cards that has never taken credit cards before ? we have a small business and want to start excepting credit cards as payment but don't know where to start ?? do i call the bank or visa or master card ??
You need a merchant service account. There are many companies out there that can provide this for you. I would search google for "merchant services" this should give you a lot of choices. Be careful though! The merchant service industry makes there money trying to confuse their clients. There are different rates for swiping a card or punching the numbers in manually. If a customer uses a reward card you are going to pay a higher rate. You MUST shop these rates against at least three companies. Good Luck!


Q. Looking for an excellent small business start up book? i am overwhelmed with the choices of books available for people who are interested in starting a small business. i am also tired of books containing a lot of motivational fluff. does anyone have any recommendations for a easy to use book that will give the facts to me straight?
i am planning on opening a coffee shop and i am very knowledgeable about the coffee business... but, i need something that will give me a guideline on the start to finish process.
There isn't one. But you are right about the books. I've yet to find one book on the subject that is actually helpful. They're full of fluff, hype and some motivation. Big deal, right?!
Your best bet is dive in and learn it the hard way. You'll take some hard knocks but it's better than trying to follow one of those books you described. Besides, remember the old saying "Those you can... DO. Those who can't.... TEACH". Most of those books are written by failures in my opinion. Good luck! (Worth ten points?)


Q. Where can i some business start-up guides or sample business plans? i have several businesses in mind that i would like to start-up, but i would like to have some kind of a guide or an estimate as to what the start-up costs might to be. i already know about the entreprenuer magazine start-up guides, but i was wondering if there was other books or business plans out their that i could use as a roadmap.
"You could try http://www.paloalto.com/business_plan_software/?affiliate=learntowri for free sample business plans..."
You could try http://www.paloalto.com/business_plan_software/?affiliate=learntowri
for free sample business plans.
And if you want a free proposal writing guide, then you can download one from us at Learn to Write Proposals.


Q. How easy is it to get a business start up loan? i am looking to start my own small business. the business will be curchasing computer equipment and reselling parts and refurbished products.
i have 3+ years experience, and about $20k of my own money, and good credit. i also own my home, but with the housing market in a slump i may owe more on it than it is worth at the moment.
i would need an additional $50k-100k to start up.
with the economy the way it is, what are the chances i will get the kind of loan i need to get this business off the ground?
"Start up business loans are difficult to come by..."
Start up business loans are difficult to come by. But the common sources of start up business loans are the 3 F’s, which are Friends, Family, and.... Fools. I can’t help you with the first two, but I have some ideas on the last one. Of course, these people are not really fools, but sane people who are more willing to take risks on start up business loans than traditional banks are. These are known as venture capitalists or angels.

Q. How can i get a business start up loan on bad credit? im 20 years old. tired of working 60 hrs a week for a company who couldnt care less about me. i want to be free of this, and start my own ethical business. i am a great computer technition. i want to open a computer repair shop, but i have bad personal credit, due to a few missed payments. what do you recommend for me to do, to get a business loan with my type of situation.
"You can do one more thing to start your independent business..."
Dear Friend,
You have bad credit, so it is very difficult to take a loan may be other bank can help you. In this situation you friends or family members can also help you.
You can do one more thing to start your independent business. Just make contact with small business people like school administrator, collage administrators, coaching centers, computer hardware shops, computer software shops and small companies who use computers in their work and offer them your services in competitive price. work for them as a contract basis not time basis. Give them your contact number when they need you they can call you. In this way you start your business and grow you clientele without any investment.


Q. How does a small business start offering employee benefits like health insurance and 401k? my wife and i have a small business in the chicagoland area and are expanding. we've been doing everything on our own but now we need to hire one full time employee to start off with. how do we offer benefits? how do we go about the task? what is the best company to go to? thanks!
you get a really good guy with some really good products
they put a plan together for our company and gave us options to choose from, sat down with our employees to go over benefit plans and 401k's and iras.. drop me an email and I'll get you his email, I'm at home and it's on my office computer.
I would send them to anyone.. it never hurts to look, and a look is free.


Q. How does one start a pet sitting business? i am looking to make some money, and have decided to try pet sitting/walking but i don't know how to go about starting one, and what is required of me before i start it.
another question:
would people be willing to drop off their pets at my home if i get this business started?
any help would be appreciated.
"Have business cards on hand...."
Do you have your own dogs? If so, they need to be up-to-date on all of their shots and be fixed. Other dogs you take care of also have to have the same. Ask for proof and make copies of those records. You would be responsible of anything contagious getting passed around to the other dogs you watch. Or any of them getting knocked up.
Aside from that, you can go to dog parks and get talking to other dog owners to let them know of your service. Have business cards on hand.


Q. For those of you who own your own business, what was the defining moment that made you start? also, how did you determine the type of business that you wanted to open? what sort of start-up costs did you encounter? how long until your business started returning a profit? are you better off now after starting your own business? any tips you'd care to share?
"Started business in field which i had extensive knowledge and experience plus contacts..."
42 yrs old, hated what i was doing and knew i would not earn what i needed (commission sales) started business in field which i had extensive knowledge and experience plus contacts. 50k sba backed loan. made money first year (paper loss) just sold co after 16 yrs...best thing i ever did.
best tip...first plan and research, second, plan and research, third look for all the flaws in 1 and 2 then adjust plan and research based on findings, then ask if you can live with worst case outcome if you can, go for it and make your plan. use the seven p's proper prior planning prevents piss poor performance
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